The Foster Group represents many different life insurance carriers, so we can help you choose a policy that best meets your needs from many of the most-trusted names in the industry. We help our clients understand the following types of life insurance as well as decide on a carrier and other features to best meet their needs and goals, including:
- Term Life Insurance - Affordable, simplified insurance for a specific time period.
- Whole Life Insurance - Permanent insurance, fixed premiums, guaranteed death benefit, and cash value growth.
- Variable Universal Life Insurance - Permanent insurance, with flexibility to change payments, premiums and death benefit. This insurance also allows you the option to take investment risks in return for a potentially higher cash value.
- Survivorship Life Insurance - Permanent insurance for two people, which provides a benefit to beneficiaries after the second person passes away.